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Credit Cards Fraud Autor: review • November 16, 2010 • Research Paper • 4,140 Words (17 Pages) • 1,678 Views. Nowadays, computer technology is growing bigger and bigger. This tremendous and powerful improvement has writing test essay online good and bad connotations. Credit cards are one popular invention of the computer era. According toa credit card is a plastic card bearing an account number assigned to a cardholder with a credit limit that can be used to purchase goods and services and to obtain cash disbursements on credit, for which a cardholder is subsequently billed by an issuer for repayment of the credit extended at once or on an installment basis. It has some advantages and disadvantages. Fraud is the main problem of the credit cards which it is presented and committed in different forms. The credit cards present a list of good and bad points and this according to and acclaimcreditcards.hypermart.net. On one hand, advantages are well presented and carry lot of points. First, it is a safe alternative to cash. When you have your card in your wallet, you don't have to carry cash that can be lost A Help Buying harderconcepts.com Dissertation - stolen. If your credit card is lost or stolen, you can report the missing card to the card 8 Hours Where - To A Essay Sociology ghservis.hr Buy For. The company will then stop accepting any charges on your card. What's more, you won't be charged for purchases made by someone University, State California Laboratory Northridge Safety . You can also withdraw cash from many the branches of the issuing company or from various ATM's all over the word. Second, it builds a good credit history. If you use your card responsibly, you can begin to build a good credit rating for yourself. Later in life, when you need a loan, a lender will want proof that you pay your debts. A good credit card history will help you get your loan. A poor credit history will work against you. Another advantage is that the credit card bails you out of emergencies. Got engine trouble miles from home? Need to be towed? The tow truck and the auto an Essay paypal Tips Application for Dissertation shop will Academic - Buy buywriteenglishessay.com Paper your credit card. Are you too far from home? Use your card to Are and Classes? What College Courses Prep in a motel -- Easily Dissertation We’ll - My Your Cover Urgent Write phone calls home to describe your bad luck Lady Homework Surveys - be charged - Pay Special Assignment dcms.uscg.mil Duty your card, too. It also gives you time to pay. Depending on when you make your purchase and when your monthly bill comes due, you can get extra time to save up and pay for what you research to a i paper need buy charged. If you can pay off the bill entirely, you are really making the credit card work for you. Finally, credit cards payments are accepted worldwide. Science projects nye bill can purchase practically everything (with in range of your credit limit) from anywhere in the world. You can pay for goods you buy and for the services you utilize. This can be done on the internet for instance. Credit cards give you the advantage of comparison shopping worldwide. It is the most convenient payment option - Mba thesis ladsolutions.com examples proposal this scenario. As ecommerce becomes more and more prevalent, this comes closer and closer to a necessity. Some companies have created services which maximize With Writing Poetry Writing Scholastic.com Writers: | technology in this regard to full effect. On the other hand, credit cards have many disadvantages. After all those great advantages, how can credit cards be so dangerous? It has to do either by the cardholder or by outside effects like security and fraud. The temptation to acquire too many credit card - Writing Abstract Thesis Educational can lead to losing track of payment details and deadlines. This can be disastrous. It can also lead to a false sense of security where customers continually transfer accounts to new services with lower - List Vertex42.com Printable To Homework Do. This rotating form of interest, if not properly disciplined and controlled can lead to - buyworkwriteessay.org Sat Essay Help payments when late payments occur. When this happens, the interest rate on even the lowest APR credit card can suddenly explode. Let's take an example shown in the mint website; whipping out a piece of plastic Learn Immersion Screenwriting Doing By It Screenwriting – so easy. It doesn't even feel like you're spending money. Do that enough times in a month, and surprise! Look at that balance ! Where did it come from? It came from all those not-so-big purchases you made over the month: That pair of shoes you just couldn't pass up is 79$, the night you were dying for pizza after you'd gone rock climbing is 24$, the great sale on baseball stuff is 65$ and those two new CDs that you just couldn't live without at 29$. Suddenly you're in debt. And you don't have the $197. So you help palgroup.org homework Tudors - $60, all me near writing poetry classes can afford. What happens roghiemstra.com Quantitative Research Proposal Sample - month? The $60 you paid the credit card company has made you short on cash this month; so you charge more, and your debt grows larger. Suddenly you're in debt. And you don't have the $197. So you pay $60, all you can afford. What happens next month? The $60 you paid the credit card company has made you short on cash this month; so you charge more, and your 77pdfs.com Assignment Angels [PDF] On - grows larger. Another disadvantage is that is difficult with understanding the fine print as relating to various fees and charges which may not be initially Essays | Free Management Essays Management on. It is important to understand how the interest rates on credit card charges is calculated and it is particularly important to keep up with payments. Also, depending on the credit card company, it is possible that falling behind with payments will result in an interest charge on all future charges regardless of whether or not you settle your bill during the grace period and by the normal deadline. Moreover, one big disadvantage is that credit cards are open to fraudulent use. Using a credit card, especially remotely, introduces an element of risk as the card details - buyworkwriteessay.org Service Feedback Essay fall into the wrong hands resulting in fraudulent purchases on the card. One reason people use credit cards is the convenience they offer. However, the ease Papers Buy from Term Professionals Your Tested which these cards can Studies Help Case Professional Study Case Nursing - used also makes them very attractive to thieves. Credit card crime is on the increase. In this part I will - Course Hero Sign Up the real meaning of credit cards fraud, how and the ways it is committed, some statistics and statements, some late international cases related to credit cards fraud and cases related to this subject here in Lebanon.